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Frequently Asked Questions
Thinking about a truly perfect dream vacation, Dubai is probably the first destination in our minds to be a wonderland with many picturesque beauty spots and a retreat of choice.
Buying Property
Yes, Dubai offers freehold properties in designated areas for foreign investors, while in India, non-resident Indians (NRIs) can purchase residential and commercial properties under RBI regulations.
Apart from the property price, buyers should account for registration fees, transfer charges, agency commissions, and maintenance fees.
In Dubai, it typically takes 30-45 days, while in India, it depends on legal documentation and approvals.
No, but property owners investing AED 750,000+ are eligible for a renewable residence visa.
Selling Property
The process includes valuation, marketing, finding a buyer, signing an agreement, and completing legal and financial formalities.
In India, capital gains tax applies, while in Dubai, property transactions are largely tax-free, but a 4% transfer fee applies.
Market research, professional staging, strategic marketing, and working with an experienced agent help maximize your returns.
Yes, but the outstanding loan must be cleared before transferring ownership.
Property Investment
Both markets offer high ROI potential. Dubai attracts global investors with tax-free income, while India’s growing economy provides steady appreciation.
High-demand areas, short-term rental properties, and luxury real estate typically yield the best returns.
Yes, off-plan properties often come with flexible payment plans and capital appreciation before completion.
Risks include project delays, developer reputation, and market fluctuations. It’s essential to invest in RERA-approved projects.
Residential properties offer stable rental income, while commercial properties provide higher yields but may require larger investments.
Rental Process
You can list it through a real estate agency, advertise on online platforms, or use property management services for hassle-free leasing.
Typically, a tenancy contract, Emirates ID (for Dubai), passport copies, and security deposit are required.
In Dubai, disputes are handled by the Rental Dispute Settlement Center (RDSC), while in India, they can be settled through rental agreements or legal arbitration.
In Dubai, rent increases must comply with RERA’s rental index. In India, rent hikes depend on the lease agreement.
Legal eviction procedures can be followed through RERA in Dubai or local rent control laws in India.
Property Financing
Yes, banks in both Dubai and India offer mortgage options for eligible foreign buyers, subject to specific criteria.
Interest rates vary based on the lender, loan tenure, and the buyer’s financial profile. Dubai offers competitive rates, while India’s rates depend on RBI policies.
Home loans, mortgage refinancing, and developer payment plans are common options.
Yes, many investors prefer cash transactions to avoid interest costs and secure better deals.
Expats can get up to 80% LTV for first-time home purchases, while UAE nationals may get up to 85%.
Legal & Ownership Rights
In both Dubai and India, property transactions involve due diligence, title deed verification, and contract agreements.
Yes, joint ownership is allowed, but legal documentation must clearly define ownership rights and responsibilities.
Inheritance laws apply. In Dubai, Sharia law governs inheritance unless a registered will is in place, while India follows personal succession laws.
Yes, both Dubai and India allow property ownership through legal entities, subject to specific regulations.
Yes, all properties must be registered with the Dubai Land Department (DLD) or the respective land registry in India.